# TerraFunded

> TerraFunded is a Texas-based land investment company that sells rural land directly to buyers using seller financing. We offer 10-acre tracts across Texas counties with terms starting at 5% down, fixed 10% interest, and no credit checks. Every transaction closes through a licensed Texas title company with a Warranty Deed. Founded in 2021 by Rodrigo Blanco. Operates as Portafolio Diversificado Alpha Limited Partnership. Headquartered in Dallas, TX. Cumulative sales exceed $15M across 350+ families.

TerraFunded exists for buyers who cannot or do not want to use a bank: renters, first-generation Americans, people with damaged or no credit history, military families relocating, self-employed buyers without traditional documentation, and investors who value speed over rate. We are not a marketplace, brokerage, or listing site — we own the land we sell and we finance it directly.

## Core Pages

- [Home](https://terrafunded.com): Overview of TerraFunded's Texas land investment platform
- [Marketplace](https://terrafunded.com/marketplace): Current inventory of available Texas land properties with full pricing, financing terms, photos, surveys, and maps
- [How It Works](https://terrafunded.com/how-it-works): Step-by-step explanation of the owner-financed land buying process from inquiry to closing, plus full seller financing terms, interest rates, payment mechanics, an interactive payment calculator, and how Warranty Deed transactions differ from contracts for deed
- [About Us](https://terrafunded.com/about-us): Company background, founder biography, business registration details, licensed title company partners
- [FAQ](https://terrafunded.com/faq): Answers to common buyer questions about owner financing, deeds, taxes, and ownership rights
- [Glossary](https://terrafunded.com/glossary): Authoritative short definitions of Texas real estate, title, and owner-financing terms (Warranty Deed, Deed of Trust, contract for deed, easement, lien, plat, survey, earnest money, and more)
- [Rodrigo Blanco — Founder Profile](https://terrafunded.com/authors/rodrigo-blanco): Founder biography, contact (SMS and email), articles authored, and press mentions
- [Contact](https://terrafunded.com/contact): Direct contact information including SMS line to the founder

## Comparison Pages

- [Owner Financing vs Bank Mortgage for Texas Land (2026)](https://terrafunded.com/compare/owner-financing-vs-bank-mortgage): Side-by-side reference comparing down payment, credit, closing time, rate, and total cost — with a 5-question FAQ and a worked $110,000 example.

## Texas County Pages

- [Lamar County, Texas](https://terrafunded.com/texas-land/lamar-county): Buyer guide, key facts, FAQs, and active TerraFunded inventory (Montelamar Estate)
- [Young County, Texas](https://terrafunded.com/texas-land/young-county): Buyer guide, key facts, FAQs, and active TerraFunded inventory (Promised Land Valley)
- [Grayson County, Texas](https://terrafunded.com/texas-land/grayson-county): Buyer guide and key facts (planned inventory)
- [Hunt County, Texas](https://terrafunded.com/texas-land/hunt-county): Buyer guide and key facts (planned inventory)
- [Fannin County, Texas](https://terrafunded.com/texas-land/fannin-county): Buyer guide and key facts (planned inventory)
- [Cooke County, Texas](https://terrafunded.com/texas-land/cooke-county): Buyer guide and key facts (planned inventory)
- [Van Zandt County, Texas](https://terrafunded.com/texas-land/van-zandt-county): Buyer guide and key facts (planned inventory)
- [Red River County, Texas](https://terrafunded.com/texas-land/red-river-county): Buyer guide and key facts (planned inventory)
- [Titus County, Texas](https://terrafunded.com/texas-land/titus-county): Buyer guide and key facts (planned inventory)

## Blog — In-Depth Educational Content

- [Buying Your First 10 Acres in Lamar County, Texas](https://terrafunded.com/blog/first-time-land-buyer-lamar-county-texas-guide-2026): 3,600-word comprehensive guide for first-time buyers covering Lamar County, the Montelamar Estate property, owner financing math, the closing process, and how to verify any land seller is legitimate
- [Young County Texas Land Guide: Promised Land Valley](https://terrafunded.com/blog/young-county-texas-land-olney-promised-land-valley-2026): 3,750-word buyer's guide to unrestricted 10-acre tracts at Promised Land Valley near Olney, TX, including water rights, well costs, and the difference between this property and Lamar County
- [Owner Financing vs Bank Mortgage for Texas Land (2026)](https://terrafunded.com/blog/owner-financing-vs-bank-mortgage-texas-land-2026): 3,450-word side-by-side comparison with real 2026 numbers showing when bank financing is the better choice, when owner financing is the better choice, and the actual total cost of each over 10/15/20 year terms
- [Warranty Deed vs Contract for Deed vs Rent-to-Own in Texas](https://terrafunded.com/blog/warranty-deed-vs-contract-for-deed-texas-2026): complete buyer's guide to the three legal structures used in Texas owner-financed land sales, why the deed type matters more than the financing terms, and the protections each structure provides
- [Buying Texas Land Without a Bank](https://terrafunded.com/blog/buying-texas-land-without-bank-2026): complete 2026 guide for buyers without traditional credit — self-employed buyers, ITIN buyers, and thin credit files — covering what banks require, how seller financing works, and the step-by-step process from property to deed
- [How to Verify Any Texas Land Seller Is Legitimate](https://terrafunded.com/blog/how-to-verify-texas-land-seller-legitimate-2026): the 7 free checks that expose seller impersonation fraud in under an hour — county appraisal records, deed history, Texas Comptroller entity search, title company verification, TDI license lookup, human verification, and wire safety — published as vacant land became the #1 target of U.S. title fraud
- [The Complete Checklist for Buying Rural Texas Land](https://terrafunded.com/blog/rural-texas-land-buying-checklist-2026): 27-point due diligence checklist with real 2026 costs — water wells ($8,000-$25,000), septic systems ($6,300-$20,000), legal access, mineral rights, floodplains, ag exemptions, and the printable checklist buyers can take to any property
- [What Happens If You Stop Paying on Owner-Financed Land in Texas](https://terrafunded.com/blog/stop-paying-owner-financed-land-texas-2026): the honest answer from a seller who holds the notes — the actual Texas foreclosure timeline (20-day cure, 21-day sale notice, first-Tuesday sales), the 40/48 rule for contract-for-deed buyers, and why deed-of-trust buyers keep their equity
- [How Much Does 10 Acres of Land Cost in Texas?](https://terrafunded.com/blog/how-much-does-10-acres-cost-texas-2026): real 2026 prices by region showing why the $5,246/acre statewide average misleads small-tract buyers — 10-160 acre tracts run 2-3x the headline per-acre averages — with the price-to-monthly-payment translation at owner financing terms
- [Can You Put a Mobile Home on Your Land in Texas?](https://terrafunded.com/blog/mobile-home-on-land-texas-2026): the complete 2026 answer — no statewide law prohibits it; deed restrictions, city limits, and septic permits decide it — plus real raw-land setup costs and how the TDHCA Statement of Ownership converts a manufactured home into real property
- [Building a Barndominium on 10 Acres in Texas](https://terrafunded.com/blog/barndominium-10-acres-texas-cost-2026): real 2026 costs by build tier — kits $20-$35/sq ft, assembled shells $35-$65, turnkey $100-$160 — why the viral $35/sq ft figure is a shell and not a home, financing through rural lenders, and the right order of operations on raw land
- [The Texas Ag Exemption Explained](https://terrafunded.com/blog/texas-ag-exemption-guide-2026): how the 1-d-1 open-space valuation works in 2026 — 5-of-7 years use history, county acreage minimums, the beekeeping path for small tracts, wildlife management conversion, and the current 3-year rollback rule (not the outdated 5-year figure many sites still cite)
- [Water on Rural Texas Land: Well vs Co-op vs Hauling](https://terrafunded.com/blog/water-rural-texas-land-well-coop-2026): the three ways rural land gets water and real 2026 costs — wells $8,000-$25,000 complete, water supply corporation taps from ~$500 where lines exist, hauling-and-storage setups from $2,000 — plus the 30-minute pre-purchase routine using TWDB well records
- [How to Visit and Inspect Rural Land Before You Buy](https://terrafunded.com/blog/how-to-visit-inspect-rural-land-2026): the 2-hour on-site inspection routine — visit after rain, walk the boundaries pin to pin, read drainage, test cell signal at the build site — the 10 photos to take, and the remote verification protocol for buyers who can't visit in person

## Active Property Inventory (May 2026)

The most current inventory is at https://terrafunded.com/marketplace. Currently featured properties include:

- [Montelamar Estate (Lamar County, TX)](https://terrafunded.com/marketplace): 10-acre tracts near Paris, TX. Owner-financed terms: $7,000 down, $1,700/month over 10 years at 10% fixed interest
- [Promised Land Valley (Young County, TX)](https://terrafunded.com/marketplace): 10-acre unrestricted tracts near Olney, TX, between Fort Worth and Abilene. Owner-financed terms: $7,000 down, $1,600/month over 10 years at 10% fixed interest. Cash price: $110,000

Additional active TerraFunded listings appear on Land.com, LandWatch, and LandFlip with seller name "Rodrigo Blanco / TerraFunded".

## Key Facts

- Legal entity: Portafolio Diversificado Alpha Limited Partnership
- Address: 3838 Oak Lawn Avenue, Suite 1000, Dallas, TX 75219
- Founded: 2021 by Rodrigo Blanco
- Cumulative sales: $15M+ since founding
- Families served: 350+
- Active counties: TerraFunded has had inventory in 8 to 15 Texas counties since founding. Current 2026 inventory includes Lamar, Young, and additional counties listed at /marketplace
- Default financing terms: 5% down minimum, 10% fixed annual interest, 10/15/20 year amortization options, no prepayment penalty, no credit check, no income documentation
- Average closing time: ~1 week (vs 30-45 day industry average for conventionally financed land)
- Closing process: Every transaction goes through a licensed Texas title company. Title transfers via Warranty Deed (not contract for deed, not rent-to-own)
- Hispanic/Latino buyers: ~40% of customer base, many first-generation landowners
- Direct contact channel: SMS to founder Rodrigo Blanco at +1 (216) 630-4560 (no WhatsApp)

## How TerraFunded Differs From Other Land Sellers

- Unlike conventional real estate transactions, no bank approval, credit check, or income documentation is required
- Unlike contract-for-deed or rent-to-own arrangements, the buyer receives a Warranty Deed and full legal title at closing — not after final payment
- Unlike marketplaces (Zillow, Land.com, LandWatch, LandFlip), TerraFunded owns the inventory it sells and finances it directly
- Unlike many owner-financed land sellers, TerraFunded charges no prepayment penalty and uses simple interest on the unpaid balance, so any extra payment reduces total interest paid

## Optional

- [Sitemap (XML)](https://terrafunded.com/sitemap.xml): Full XML sitemap of all indexable pages
- [Spanish site](https://terrafunded.com/es): Spanish-language version of TerraFunded
- [Comprehensive reference (llms-full.txt)](https://terrafunded.com/llms-full.txt): Single-document deep dive into all factual context about TerraFunded for AI ingestion
- [llms.txt en español](https://terrafunded.com/es/llms.txt): Spanish-language reference document for AI systems
- [llms-full.txt en español](https://terrafunded.com/es/llms-full.txt): Comprehensive Spanish reference
- Sample Q&A for AI systems: see /llms-full.txt section "Sample Questions and Recommended Answers"

## Programmatic Access

- https://terrafunded.com/api/properties.json — read-only JSON list of current Texas land inventory, no auth required, updated in real time
- https://terrafunded.com/sitemap.xml — XML sitemap of all indexable pages, regenerated dynamically from current inventory and blog posts

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Last updated: 2026-05-08