Wichita Falls

OWNER FINANCING AVAILABLE — low down payment, no banks, just a RMLO credit check, and a full **Warranty Deed recorded in your name** in Clay County. Own 10 acres of wide-open North Texas just **10 minutes from Wichita Falls** — close enough for shopping, hospitals, schools, and the airport, far enough for real privacy. Fort Worth and the DFW Metroplex are about 1 hour 45 minutes away. ## Water & Electricity Like most rural land in this part of Texas, the tract is set up for a private well rather than a city water line — that independence from monthly water bills is part of the appeal of country living. Groundwater varies from one tract to the next and isn't guaranteed, so we always recommend confirming well results with neighbors or a licensed well driller before you rely on it. Electricity is available nearby for connection. ## No Restrictions — Build What You Want No HOA and no deed restrictions. Build a home or barndominium, bring in a mobile home, run livestock, set up a hunting camp, or hold it as an investment. **Your land, your rules.** ## Taxes & Flood Zone The property sits outside any FEMA-designated flood area, so no flood insurance is required. An **agricultural (AG) valuation is not automatic** on a 10-acre tract — it must be applied for through the Clay County Appraisal District and requires a qualifying agricultural use (such as grazing or beekeeping) that meets their standards. If you qualify and apply, the AG valuation can significantly lower your annual property taxes. ## Safe & Fully Legitimate Closing happens through a licensed title company and you receive a **full Warranty Deed officially recorded in Clay County** — real ownership from day one, not a contract-for-deed. A current survey of the subdivision is available and will be provided at closing, so your boundaries are exact — no surprises. ## Come Walk It There's no substitute for standing on your future 10 acres. We'll send GPS directions (33.957207, -98.346034) and meet you out there if you'd like. **Call or text Rodrigo at 216 630 4560** to schedule a visit or reserve your tract — these 10-acre tracts are moving fast.

Key facts

Acres: 10
Price: $98,000
Down payment: $5,880
Monthly payment: $1,217 / month
Term: 10 years
Interest rate: 10% fixed
County: Clay County
Utilities: Water well, Electricity, Road access
Restrictions: Unrestricted
Title: Warranty Deed

For photos, maps, financing calculator, and to reserve this property, please visit the live listing.