Wichita Falls
OWNER FINANCING AVAILABLE — low down payment, no banks, no credit checks, and a full **Warranty Deed recorded in your name** in Clay County.
Own 10 acres of wide-open North Texas just **10 minutes from Wichita Falls** — close enough for shopping, hospitals, schools, and the airport, far enough for real privacy. Fort Worth and the DFW Metroplex are about 1 hour 45 minutes away.
## Community Lake Access
Every owner in this development receives **legal access to the shared community lake** included with the property — a quiet spot to fish, unwind, and bring the family on a Saturday. **No HOA, no POA, no monthly or annual fees.** Your lake access doesn't cost you a dime after closing.
## Water & Power
This part of Clay County sits over strong, shallow groundwater — most owners drill their own well, which means **no monthly water bill** and full control of your supply. Electricity is available nearby for straightforward connection.
## No Restrictions — Build What You Want
No HOA and no deed restrictions. Build a home or barndominium, bring in a mobile home, run livestock, set up a hunting camp, or hold it as an investment. **Your land, your rules.**
## Low Taxes, No Flood Zone
The tract carries an **agricultural (AG) exemption**, keeping annual property taxes a fraction of comparable metro-county acreage — and the property sits outside any FEMA-designated flood area. No flood insurance required.
## Safe & Fully Legitimate
Closing happens through a licensed title company and you receive a **full Warranty Deed officially recorded in Clay County** — real ownership from day one, not a contract-for-deed. A current survey of the subdivision is available and will be provided at closing, so your boundaries are exact — no surprises.
## Come Walk It
There's no substitute for standing on your future 10 acres. We'll send GPS directions (33.957207, -98.346034) and meet you out there if you'd like. **Call or text Rodrigo at 216 630 4560** to schedule a visit or reserve your tract — these 10-acre tracts are moving fast.
Key facts
- Acres
- 10
- Price
- $115,000
- Down payment
- $6,783
- Monthly payment
- $1,430 / month
- Term
- 10 years
- Interest rate
- 10% fixed
- County
- Clay County
- Utilities
- Water well, Electricity, Road access
- Restrictions
- Unrestricted
- Title
- Warranty Deed
For photos, maps, financing calculator, and to reserve this property, please visit the live listing.