Olney

OWNER FINANCING AVAILABLE — low down payment from 5%, no banks, just a RMLO credit check, and a full **Warranty Deed recorded in your name** in Young County. Ten acres of rolling North Texas countryside in the **Olney subdivision**, with paved highway frontage on **Hwy 79 (Throckmorton Highway)** — five minutes from Olney and about 30 minutes from Graham. ## Mineral Rights Included Something most sellers keep for themselves: **the mineral rights convey to you at closing**. Your land — surface and below. Tracts that include minerals are getting hard to find in Texas. ## Paved Highway Frontage — 250 Feet Every lot in the subdivision sits **directly on the paved road**. No dirt tracks, no seasonal mud, no easements through a neighbor's land — drive straight onto your property year-round. ## Electricity at the Road The power line runs along the road **directly in front of each lot**, making connection straightforward and affordable. The most expensive piece of rural infrastructure is already in place. ## Water Like most rural land in this area, the tract is set up for a private well rather than a city water line. Area groundwater is estimated at roughly **400 feet**; depth and results vary by tract and aren't guaranteed, so we recommend confirming with neighbors or a licensed well driller before you build your plans around it. ## Rolling Hills & Mature Trees This isn't flat, featureless dirt. Gentle rolling terrain with established trees gives you shade, character, and multiple natural building sites for a home, barndominium, mobile home, or weekend retreat. ## No Restrictions No HOA and no deed restrictions — verified. Build, bring a mobile home, run livestock, hunt, park your RV, or hold it as an investment. **Your land, your rules.** ## Low Taxes, No Flood Zone The property sits **outside any flood hazard area** — no flood insurance required. Current taxes run around **$180/year** under the existing agricultural valuation on the parent tract; after subdivision, per-lot taxes may be adjusted by the county but are projected to remain low. An AG valuation is not automatic — it must be applied for through the appraisal district with a qualifying agricultural use. ## Safe & Fully Legitimate Closing happens through a licensed title company and you receive a **full Warranty Deed officially recorded in Young County** — real ownership from day one, not a contract-for-deed. A current survey is available and will be provided at closing. ## Come Walk It We'll send you GPS directions and meet you on the land. **Call or text Rodrigo at 216 630 4560** to schedule your visit or reserve this tract — paved-highway lots with mineral rights included don't last.

Key facts

Acres: 10
Price: $99,000
Down payment: $5,940
Monthly payment: $1,230 / month
Term: 10 years
Interest rate: 10% fixed
County: Young County
City proximity: 15 minutes to Graham
Utilities: Water well, Electricity, Road access
Restrictions: Unrestricted
Title: Warranty Deed

For photos, maps, financing calculator, and to reserve this property, please visit the live listing.